Hail Damage

Our team at Alpha Rain takes hail damage in Fairfax, VA very seriously.

Virginia does not require insurance adjusters to be licensed by the state or go through any training whatsoever. The adjuster’s license from the state of Texas is the most recognized license across the nation. By Alpha Rain requiring our staff to have a Texas adjusters license, we are better equipped in insurance talk than most adjusters working in the state of Virginia.

If you would like to get in touch with us to learn more, please don’t hesitate to give us a call at 540-222-1642. We also install copper roofs and standing seam roofs for our wonderful clientele.

Many times the adjuster will overlook damage, and other times they do not have any motivation to find damage. The truth is insurance companies do not make money by paying for claims. In having one of our trained professionals from Alpha Rain meet with the insurance companies adjuster, we will be able to insure that all your needs are met in a fair and reasonable way.

We do not charge for any of the items listed above. We do ask that you use us for the roofing project if the insurance company pays to replace your roof and we ask for that in writing.

The insurance company wants you to choose the cheapest roofing company in order to save them money! You get to choose your roofing company and the insurance company has to pay fair market value. We will work with the Insurance Company on price in order to be fair for both parties.

No, that is insurance fraud and under Virginia State law is a felony. The Virginia State Police has a fraud team that will prosecute anyone involved.

If we did that we would both be committing insurance fraud and would be charge with a felony under Virginia State law, and be prosecuted by the Virginia State police fraud division. Most deductibles are $500 to $1,000, so is it worth it to pay that amount in order to receive a multiple thousand dollar roof paid for by the insurance company? Most of the time the answer is Yes.

99% of all hail damage cannot be seen from the ground; even trained professionals are not able to see hail damage from the ground.

The deceiving thing about hail damage is normally it will not show up until a couple of years later once the roof has completely deteriorated and is at the end of its life.Â

A hail stone falls from the sky with speeds from 50 to 150 MPH. The damage occurs when the stone hits the shingle and loosens the glue that holds the granules to the shingle. Once this happens your roof can deteriorate in as little time as one or two years. For a metal roof, the hail stone dents the roof and this causes the paint to peel and crack making it a maintenance problem for the entire life of the roof.  Hail will also devalue your house.  If a house inspector sees there has been past hail damage they will note it and you might have to replace your roof before selling it.

Yes you can, in fact if you have hail damage to your roof it is the insurance companies responsibility to assess your damage and replace your roof if it is totaled due to hail.

You only have 2 years from the time that the hail storm occurred to make a claim with your insurance company. Most of the time once your roof starts leaking due to hail damage it will be past the 2 year mark, in which case the insurance company will not pay, and will deny the claim if you try and make one.

We require that all our salesmen/project managers have an adjuster’s license from the state of Texas before they are able to work with home owners with hail damaged roofs.

If you have a home owner policy for your house you are covered due to a hail storm, unless otherwise noted in the policy.